7 Questions to Ask – Why You Need an RV Extended Warranty

Discover 7 reasons why an RV Extended Warranty is a must-have. From budget protection to peace of mind, safeguard your travel dreams today.

👍 Should you buy an extended warranty on an RV?

Did you know almost 30% of RV owners face big repairs in the first five years? 

These fixes can cost anywhere from $1,000 to $10,000, putting a dent in your adventure fund. 

Choosing an RV extended warranty is a good idea and can keep your travel plans smooth and your wallet happy.

An RV extended warranty acts like a safety net, covering repair costs for failures. 

It’s not like the manufacturer warranty that come with your RV. 

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Those cover a few things and for a short time, normally one or two years. 

An Extended warranty service contract covers a lot more for much longer, a great deal for anyone looking for extra peace of mind.

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🌟 Kinds of Extended Warranties

There are two main kinds of extended warranties: exclusionary policy and inclusionary. 

Imagine a contract as a list of things you’re getting.

Exclusionary contracts are like a list of things you’re NOT getting.

It tells you what’s excluded from the deal, instead of explaining everything that’s included. 

On the other hand, an “inclusionary” contract (also called a stated-component coverage plan) is the opposite.

It clearly spells out everything that’s covered, leaving no room for confusion.

The price you pay depends on a few things: the warranty company offering it, your RV’s make and model, how old it is, how long the warranty lasts, and how often you use your RV.

The cost of repairs on an RV can get really expensive, sometimes costing way more than you’d expect.

An RV extended warranty could pay for itself with just one of these big fixes.

They cover important parts like the engine, the appliances, the plumbing, and more.

Without this safety net, you might end up spending a lot more on repairs over time.

An extended warranty not only saves you money on fixes but also helps keep your RV’s value up.

Repair costs for RVs in 2019 averaged about $300 per hour.

With these plans, you also get help when you’re stuck on the road, making your journey safer and more worry-free.

For RVers, having comprehensive coverage and cutting the cost of future repairs is a smart move.

It lets you focus on the fun, knowing that if something goes wrong, you’re covered.

💰 Do I really need an extended RV warranty?

RVs today are complex, leading many RV owners to think about getting an RV warranty plan.

An extended RV warranty offers financial protection from a sudden mechanical breakdown and repair expenses.

About 3 out of 10 RVs face big repair needs in their first two years, showing why coverage options are sought after.

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Sure most RVs come with a manufacturer warranty. However, the manufacturer doesn’t always cover things. No surprise there!

This is very important for new RV owners who might not know about these costs.

If you don’t have a warranty, little problems can turn into big cash drains quickly.

The cost of an extended RV warranty can be between $1,000 and $10,000.

Many things change this price, like the RV’s make, model, and how old it is. 

An extended RV warranty is much like an insurance policy.

Many owners find peace of mind in RV extended service contracts.

This is especially true since RV fixes often cost more than car repairs.

Since RVs often need repairs, 8 out of 10 by year five, these plans help cut unexpected costs.

Wholesale Warranties is a solid choice.

It often pays for repairs at its service spots in the United States or Canada, making it both reliable and smart financially.

Choosing the best RV warranty plans is key.

It ensures RV owners are protected and can handle repair issues without undue worry or expense.

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🤑 Is it worth taking out extended warranties?

Extended warranties on RVs offer lots of benefits.

This is especially true when you think about how costly repairs can be.

Statistically, at least three out of ten RVs will need a major repair right after the manufacturer warranty expires after the first year.

By the fifth year, eight out of ten will need significant work.

And by the eighth year, almost every RV will have a major issue.

Class A’s and Super C’s, which are larger motorhomes like our Jayco Seneca, are particularly expensive to repair.

They cost more to fix than smaller RVs like Class B’s or travel trailers.

A Repair shop can cost between $85 to $150 per hour, with some being as high as $200.

With an average repair cost of around $300 per hour, including parts and labor, extended warranties start to make a lot of sense.

The top repair issues usually involve things like air conditioners, slide-outs, and generators.

These are important for a working RV.

A good warranty can reduce the money stress of fixing these things.

Extended warranties help keep your RV covered even if you sell it. Most are transferrable to the new owner.

This keeps the RV’s value up and ensures its protection keeps going.

Having all your coverage in one place is easier for keeping track.

Plus, it means if your provider goes out of business, your claim is still safe.

This brings peace of mind to RV owners.

Extended warranties can be more affordable because they offer payment plans and some without extra interest.

This monthly payment option can be easier to handle than a big one-time payment.

It’s smart to get a few quotes to see which coverage and prices fit your needs best.

When thinking about extended warranties, looking at what others say can help.

Checking in with the Better Business Bureau can give you confidence in the warranty provider’s trustworthiness.

This ensures your investment stays protected.

🛠️ Is there any benefit of extended warranty?

Owning an RV opens up the road for adventures. But, it also means dealing with repairs.

RV warranties reduce your worries by providing extra RV protection.

They cover the high repair costs, which are often more than for regular cars.

There are two main RV warranty types: exclusions-based and inclusions-based.

Exclusions-based warranties cover almost everything except what they specifically don’t.

This gives the broadest coverage. Inclusions-based warranties only cover what is specifically listed.

They offer less coverage, but usually at a lower price.

Knowing these differences lets you pick what’s best for your RV.

One big upside is being able to get repairs at many locations in the US and Canada.

Working with a licensed repair facility guarantees top-notch service for your RV. 

However, it’s not like an insurance company. It will not help with travel expenses like food and hotels when your RV is in the shop.

RV warranties cover both motorhomes and travel trailers.

They can protect against more than just mechanical issues.

These extra protections offer comfort on all sides.

So, your investment is safe and you get service from trusted warranty companies.

With the cost of RV repairs sky-high, this complete protection is a smart financial move.

New RVs are getting more complex and have advanced technology.

While these make your travels better, they could also lead to more costly repairs.

For the best protection, go for an exclusionary warranty.

But if you’re watching your budget, an inclusionary type of policy might be the ideal choice.

Many RVs go through big repairs in their first five years, with most issues being mechanical or electrical.

Warranties help with these big repair costs.

Having an extended warranty means your adventures won’t be stopped by unplanned repair bills.

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👎 What is the downside to purchasing an extended warranty?

Buying an extended warranty for your RV gives you peace of mind but has drawbacks.

The main issue is the extra cost for the owner.

This is true, especially for an older RV more likely to have mechanical problems.

Few RVs might not need major repairs despite data showing most will.

Even then, not all extended warranties get used.

This leaves some owners wondering if they spent too much on the warranty.

RV repairs can cost a lot without a warranty too. Hourly rates for RV repairs are between $85 and $150, often $120-$130 but can reach $200.

RVs’ warranties can become invalid if you change covered parts or don’t follow maintenance requirements.

So, it’s vital to carefully follow the warranty’s terms.

🚐 Can You Purchase an Extended RV Warranty on a Used RV?

Yes, you can buy an extended warranty for a used RV.

It brings benefits similar to new RV warranties. It comes in handy in case big parts break down.

This helps RV owners worry less about sudden repair costs.

Having warranty coverage can also make your RV more appealing to buyers.

Extended warranties are available from dealerships and online.

Buying from a dealer might cost more due to added finance charges.

Online options, like Wholesale Warranties, often offer cheaper and tailored plans.

It’s essential to fully understand what your warranty covers.

Reputable services like Wholesale Warranties offer quality customer support and clear information.

Both new and used RVs can get extended warranties, depending on age and mileage.

These warranties protect your RV investment. They let you keep exploring without the fear of major repairs.

Prices for warranties vary widely. They depend on the RV’s age, coverage level, and where you buy it.

Typically, third-party warranties are more affordable than those from dealers but give similar coverage.

💫 What is Wholesale Warranties?

Wholesale Warranties provides America’s RV Warranty, a comprehensive protection plan designed specifically for the RV lifestyle. 

Their coverage ensures that recreational vehicle owners can travel with peace of mind, knowing they have reliable coverage for their complex vehicles.

Wholesale Warranties will give you a free quote and has exceptional customer service.

We were able to choose the repair facilities that we wanted to take our RV to for service.

💁‍♂️ Making the Decision

When deciding whether an RV extended warranty is right for you, consider your RV’s age, condition, and how often you use it. 

If you own RV, then you know that the RV dealer is going to try and sell you a warranty policy when you make your purchase.

Compare different providers, talk to an RV warranty specialist, read reviews, and understand the fine print. 

It’s an important investment that can save you from financial strain and ensure your travels are smooth and enjoyable.

In summary, investing in an RV extended warranty is a strategic decision that offers numerous benefits, from financial protection to enhanced resale value. 

Take the time to evaluate your options and choose a plan that fits your needs. 

This way, you can enjoy the freedom of the open road without the constant worry of what might go wrong.

And if you end up in need of repair, find the closest service center, pay your $100 service fee (that is what our fee is), and know that you won’t incur an additional cost. 

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❓ FAQs

How does an RV extended warranty differ from RV insurance?

  • RV insurance typically covers physical damage from accidents, theft, and natural disasters, while an RV extended warranty covers mechanical failure and breakdowns of your RV’s components. Both are essential for comprehensive protection of your RV.

Can I transfer my RV extended warranty if I sell my RV?

  • Many RV extended warranties are transferable, which can be a great selling point if you decide to sell your RV to a private party. Check with your warranty provider for their specific transfer policies.

What optional coverages are typically offered with RV extended warranties?

  • Optional coverages can include roadside assistance, tire protection, coverage for flat tires, and mobile mechanic services. These add-ons can provide additional peace of mind and convenience while on the open road.

Are there warranties available for older RVs and older model years?

  • Yes, there are extended warranties available for older RVs. However, the level of coverage and the availability of exclusionary plans might vary depending on the age and condition of the RV. 

What types of RVs does Wholesale Warranties cover?

  • Wholesale Warranties offers protection plans for a wide range of RVs, including fifth wheels (5th wheel), toy haulers, gas motorhomes, and more. Their warranty policies are tailored to meet the specific needs of each type of RV.

Does the warranty cover my water heater?

  • Yes, most protection plans from Wholesale Warranties include coverage for essential components like the water heater. Be sure to check your specific type of policy for detailed coverage information. We have an AquaHot Water Heater so we had to make sure that was a covered repair. The best way is to read the fine print in your contract document.

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